Zakat Calculator
Calculate 2.5% Zakat on Gold, Cash & Savings
Assets
Your Zakat Payable
Calculated at 2.5%
⭐ Zakat Calculator – Calculate 2.5% Zakat on Gold, Cash & Savings
Zakat is one of the five pillars of Islam and an essential act of worship that purifies wealth and supports those in need. A Zakat Calculator helps Muslims calculate the exact amount of Zakat they are required to pay each year based on their savings and assets. This online calculator makes the process simple, accurate, and transparent by calculating 2.5% Zakat on eligible wealth such as gold, cash, bank savings, investments, and business assets.
Instead of manually adding values and applying formulas, this calculator allows you to enter your asset details and instantly find out how much Zakat is due. It is designed to follow commonly accepted Islamic guidelines and is suitable for individuals, families, and business owners.
⭐ What Is Zakat? (Simple Explanation)
Zakat is a compulsory charity that eligible Muslims must pay once every lunar year if their wealth exceeds a minimum threshold known as Nisab. The purpose of Zakat is to purify wealth and help the poor, needy, and deserving members of society.
Key points about Zakat:
It is obligatory, not optional
It is calculated annually
Standard Zakat rate is 2.5%
It applies only to eligible wealth
A Zakat calculator ensures that the correct amount is calculated without confusion.
⭐ What Is Nisab? (Minimum Wealth Threshold)
Nisab is the minimum amount of wealth a Muslim must possess for a full lunar year before Zakat becomes obligatory.
Nisab is usually based on:
Gold Nisab: 87.48 grams of gold
Silver Nisab: 612.36 grams of silver
Many scholars recommend using the silver Nisab to benefit more people in need. The calculator can work with either value depending on your preference.
⭐ Assets Included in Zakat Calculation
Zakat is payable on the following types of wealth:
Cash in hand
Bank savings and deposits
Gold and silver (jewellery or bars)
Business inventory
Investments and shares
Loans given to others (expected to be returned)
These assets are added together to determine total zakatable wealth.
⭐ Assets Exempt from Zakat
Zakat is not applicable on:
Personal residence
Personal vehicle
Household items
Clothes for personal use
Tools used for work
Only surplus and savings wealth is considered for Zakat.
⭐ How Does This Zakat Calculator Work?
The calculator follows these simple steps:
Enter the value of gold, silver, cash, and savings
Add business or investment assets (if any)
Subtract immediate liabilities or debts
Check if total wealth exceeds Nisab
Calculate 2.5% Zakat automatically
The result shows the exact Zakat amount you need to pay.
⭐ Zakat Calculation Formula
The calculator applies this formula instantly and accurately.
⭐ Example Zakat Calculation
Example:
Cash Savings: ₹2,00,000
Gold Value: ₹3,00,000
Investments: ₹1,00,000
Total Wealth: ₹6,00,000
Zakat Due:
👉 Zakat Payable: ₹15,000
This example shows how easily Zakat can be calculated.
⭐ Why Use an Online Zakat Calculator?
✔ Saves time and effort
✔ Avoids calculation mistakes
✔ Ensures accurate 2.5% calculation
✔ Suitable for individuals and families
✔ Easy to use on mobile and desktop
✔ Helps fulfill religious obligation correctly
It removes confusion and gives peace of mind.
⭐ When Should Zakat Be Paid?
Zakat becomes due after:
Wealth remains above Nisab
For one full lunar year (Hawl)
Many people prefer paying Zakat during Ramadan for greater reward, but it can be paid anytime after it becomes due.
⭐ Who Is Eligible to Receive Zakat?
Zakat is distributed among specific categories, including:
Poor and needy
People in debt
Wayfarers
Those striving in the path of Allah
It must not be given to immediate family members such as parents, children, or spouse.
⭐ Frequently Asked Questions (FAQ)
1. Is this Zakat calculator free to use?
Yes, it is completely free.
2. Is the Zakat rate always 2.5%?
Yes, for most savings and assets, the rate is 2.5%.
3. Does Zakat apply to gold jewellery?
Yes, most scholars agree Zakat applies to gold and silver jewellery.
4. Can I deduct debts from my Zakat amount?
Yes, immediate payable debts can be deducted.
5. Is this calculator accurate for Indian users?
Yes, it works for Indian currency and global values.
6. Does it follow Islamic guidelines?
It follows commonly accepted principles; for specific rulings, consult a scholar.
⭐ Important Disclaimer
This calculator provides a general estimation based on standard Zakat principles. Islamic rulings may vary based on different schools of thought. For complex cases, consult a qualified Islamic scholar.
⭐ Conclusion
The Zakat Calculator – Calculate 2.5% Zakat on Gold, Cash & Savings is a simple and reliable tool to help Muslims fulfill their religious obligation accurately and with confidence. By calculating Zakat correctly, you ensure that your wealth is purified and that those in need receive their rightful share.
With easy inputs, instant results, and clear explanations, this calculator removes confusion and helps you focus on the true purpose of Zakat — compassion, justice, and social welfare.
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